Travel Insurance Recommendation
We strongly recommend all customers purchase comprehensive travel insurance. Learn what coverage to look for.
Travel Insurance Recommendation
HMX Global Travels — Version 2.0 — Last Updated: 18 June 2026
Important Note Travel insurance is NOT included in any HMX Global package or booking unless specifically stated. We strongly recommend all customers purchase their own comprehensive travel insurance before confirming a booking. Customers who choose not to purchase travel insurance accept the financial risks associated with trip cancellation, medical emergencies, travel delays, baggage loss, and other unforeseen events.
1. Why We Recommend Travel Insurance
Travel can be unpredictable. Bad weather, illness, a missed flight, or a supplier cancellation can turn your trip plans upside down. Travel insurance protects you financially from these situations. Without it, you may lose money you cannot recover from suppliers.
2. What Your Policy Should Cover
| Coverage Type | Why It Matters |
|---|---|
| Trip Cancellation | Reimburses non-refundable booking costs if you cancel for a covered reason |
| Medical Emergency | Covers hospital treatment, surgery, and emergency evacuation — critical for high-altitude trips |
| Trip Interruption | Covers cost of cutting your trip short due to covered events |
| Baggage Loss or Delay | Compensates for lost, stolen, or significantly delayed luggage |
| Travel Delay | Covers hotel and meal costs if your flight or transport is significantly delayed |
| Personal Accident | Covers accidental injury or death during travel |
| Adventure Activity Cover | Essential if participating in trekking, skiing, river rafting, or paragliding |
3. HMX Global's Position
- HMX Global does not sell, underwrite, endorse, or recommend any specific insurance provider or policy.
- We are not responsible for any insurance claim you make, or for its rejection.
- Not having travel insurance does not affect your obligations under these policies, but it does mean you personally bear all financial risks of unforeseen events.
4. Where to Buy
Travel insurance is available from most Indian insurance companies (Tata AIG, Bajaj Allianz, HDFC ERGO, ICICI Lombard, etc.) and through online aggregators. Always read the policy document carefully before purchasing.
5. Contact Us
| support@hmxglobaltravels.in | |
| Phone / WhatsApp | +91 83979 04350 |
| Business Hours | Mon–Sat, 9 AM – 7 PM IST |
Have questions about this policy?
Contact our team — we're happy to explain any part of our policies.